More than 40 percent of drivers in Ireland won't make a claim to their motor insurance provider following a crash, the AA has learnt following a poll of over 7,500 motorists.
Among the main reasons given by drivers were a desire not to affect their no claims discount, fear that their premiums would sky rocket, and a belief that the cost of the repairs was too low to make a claim financially viable. A small handful of others simply admitted they didn't want the hassle.
The AA does, however, report that the likelihood of making a claim increases dramatically in accordance with the severity of the crash. Some 19 percent of those polled by AA Motor Insurance said they had had some sort of a collision while they were driving over the past ten years, and 37 percent admitted that they were entirely to blame. Just 40 percent of those involved in a minor collision submitted a claim, a figure which increased to 73 percent among those involved in a moderate to serious crash.
The AA advises 'at fault drivers' to review their level of cover before deciding on whether a claim makes financial sense. "If you have full or partial bonus protection in place for example, you can typically make one or two claims in a defined time period, usually three years, without your no claims bonus being impacted."
